Simple bookkeeping for a small shop: a daily cash record, the day’s closing, expenses, bank and wallet payments, profit and loss, and zakat. Plain words, no accounting degree needed.
A daily cash record has five lines: opening cash, cash in, cash out, closing cash and the difference from what you counted. Keep it on paper or in a cash book app, and close it every evening.
Close a small shop’s day in four moves: read the opening cash, record cash in, record cash out, and count the drawer once against Munshi’s Cash Book. Munshi, from DIGIT, keeps that running balance on the phone. It does not replace the count, and it does not file the khata for you.
Three records, three questions. Learn which book answers which question, and how a small business uses all three.
A cash book is the simplest way to see where your daily money goes. Here is how to choose a cash book app and use it well.
Know where your money goes every day: a Cash Book, expense categories and a profit figure you can trust, in Urdu or English.
A small shop records a cost and a bank movement on the same day they happen: an expense in its category, and a deposit or withdrawal on the bank account. Munshi, from DIGIT, keeps those screens separate from the customer khata. It does not move the money for you, and it does not file a tax return.
Record a customer’s payment as You got on their account with a note naming how they paid, then add the money to a Bank Book account named after your bank or wallet. Munshi does not connect to banks or wallets, so you enter these by hand.
Sales are not profit. Here is the simple method to work out what your shop really earns, and how to read the report without an accountant.
Zakat on a business is usually worked out once a year on the same date: stock at its selling value, cash, bank balances and money customers are likely to pay, minus short-term debts you owe. This guide explains the common method in plain words and shows where your khata gives you the numbers. Ask a scholar you trust for your own situation.
Open Reports, choose the dates, open the Cash Book, Expense, Profit & Loss or Bank accounts report, and share it as a PDF or Excel file. Set the app to English first if your accountant prefers English.
Excel is fine for a short list you update at a desk. A khata app is better once you record credit at the counter, need reminders, work offline on a phone or share statements with customers.
A khata is the record of who owes you and whom you owe. These guides explain how to keep one that balances, how much credit to give, how to fix mistakes and how to move from paper to a phone.
Honest comparisons between Munshi and other khata apps, written by the maker of Munshi and marked as such. Each one says where the other app is the better choice.
How different businesses keep their khata: kiryana stores, pharmacies, wholesalers, mobile shops, tailors and freelancers. Each guide uses that trade’s real credit patterns.
Guides for Pakistani and South Asian businesses outside Pakistan: the UAE, Saudi Arabia, the UK, the USA, India and Bangladesh. Munshi keeps each business in its own currency.
Step-by-step guides to Munshi itself: getting started, reminders, statements, backup and restore, import, several businesses and sign-in.
Munshi